Payment Information

Visa and Mastercard

Visa and Mastercard are the two most widely accepted credit card brands globally, with over 3.9 billion cards in circulation and a presence in over 200 countries and territories. These cards offer a secure and convenient payment method, allowing you to make online purchases without sharing your financial information directly with the merchant. Both Visa and Mastercard employ advanced fraud protection measures to safeguard your transactions and personal data.

Visa, a trusted leader in digital payments Mastercard - A Global Technology Company in The Payments Industry

Pay By Bank by Peach Payments

Pay By Bank, also known as Real-Time Electronic Funds Transfer (EFT), is a popular payment method in South Africa that facilitates direct transfers from your bank account to the merchant's account. This method is highly secure and eliminates the need to share sensitive credit card information online. Instant EFT offers real-time transaction processing, ensuring immediate order confirmation and processing.

Payment Methods - Credit/Debit Card, Instant EFT, BNPL, QR Code (peachpayments.com)

ZeroPay

Zero Pay is a Buy-Now, Pay-Later (BNPL) service that empowers you to spread out the cost of your purchase into three equal installments, without incurring any interest or fees. This service provides flexibility and convenience, enabling you to manage your finances effectively without upfront financial burden. To utilize Zero Pay, simply select this option at checkout and complete the application process. Upon approval, your purchase will be divided into three installments, with the first installment due at checkout and the remaining two installments second at the end of the month and third at the end of the next month.  

ZeroPay 

Payflex

Payflex is a buy-now-pay-later service in South Africa that lets you shop online and split payments into 3 interest-free installments over 3 paydays or 4 over 6 weeks, with the first payment upfront. It’s a flexible way to shop without paying everything at once, perfect for e-commerce.

The credit limit isn’t fixed but varies based on your assessment, likely ranging from R250 to R75,000, and can grow with timely payments. It’s usable at thousands of online stores, offering unexpected flexibility tailored to your creditworthiness.

Payflex is interest-free if you pay on time, but late payments trigger a 2% monthly default interest. There are no setup fees, but default fees are R95 for Pay in 4 (max R285) or R125 for Pay in 3 (max R375), plus bank card fees, so staying on schedule keeps it cost-free.

You need to be 18+, a permanent South African resident, employed or self-employed, with a good credit history and a valid debit/credit card. You can’t be over-indebted or under financial review, ensuring you can manage the payment plan.

Applying is quick and easy—select Payflex at checkout, enter your ID for an instant assessment, and complete it in under 15 minutes, with possible document uploads if required. Start shopping right away.

 

Payflex Home

Mobicred

Mobicred is a revolving credit facility designed for safe online and in-store shopping in South Africa, letting you buy now and pay later. It’s offered by RCS and integrates with many retailers, making it easy to shop without immediate payment.

Qualify for credit from R250 to R75,000, depending on your credit profile, with interest rates starting at 21.5%, which may vary. This flexibility is great for managing larger purchases over time, it extends to both digital and physical stores.

Fees to consider, including a once-off initiation fee, a monthly service fee when there’s a balance, late payment fees, and charges for unsuccessful debits, so it’s important to manage repayments to avoid extra costs.

Need to be 18 or older, with a valid South African ID, bank account, email, and RICA’d mobile number. You may also need to submit bank statements or payslips, and approval depends on credit checks under the National Credit Act.

Simple application process: apply online at Mobicred Apply, get an instant response, upload documents, and complete in under 15 minutes, making it convenient for quick approvals.

Apply at Checkout, Easy online sign up and approval.

Mobicred Home

 

Scan to Pay

Scan to Pay, also known as QR Code Payment, is a convenient and secure mobile payment method that utilizes QR codes to initiate transactions. To pay with Scan to Pay, simply select this option at checkout and scan the provided QR code using your smartphone's mobile payment app. The app will automatically open, allowing you to complete the payment process securely. This method eliminates the need to enter card details manually, reducing the risk of errors and ensuring a smooth payment experience.

 Masterpass  Absa  Capitec  FNB (FNB Pay)  RMB (RMB Pay)  Nedbank Money  Standard Bank  VodaPay  Telkom Pay  Spot Money

Ukheshe | Digital Banking & Payment Services

1 Voucher

1 Voucher offers a prepaid payment solution that provides a convenient way to control your spending and make online purchases without the need for a credit card or debit card. This solution is particularly beneficial for those who prefer to manage their finances within a defined budget. To utilize 1 Voucher, simply select this option at checkout and enter your unique voucher code. The voucher amount will be deducted from your purchase total, and you will only be charged for the remaining balance.

1Voucher - Where to buy

 

Peach Payments

Peach Payments stands as a secure and reliable payment gateway that supports a wide array of payment methods, including credit cards, debit cards, Instant EFT, and mobile payments. Peach Payments adheres to stringent security standards, including PCI DSS compliance, to safeguard customer financial information. Moreover, Peach Payments employs advanced fraud prevention techniques to protect transactions from online fraud attempts. This gateway ensures a secure and trustworthy payment experience for both merchants and customers.

Payment Gateway | Peach Payments